Troy Elder Law and Medicaid Planning Services
Helping Michigan Residents Access Essential Medicaid Benefits
Though Medicaid is a program designed to make healthcare more accessible to families who would not be able to afford it otherwise, applying for the program can be complex. The application involves a lot of work and the review process can take a long time— time that many people cannot afford. Barron, Rosenberg, Mayoras & Mayoras’s estate planning and elder law attorneys serving in Troy, Oakland County, and surrounding areas offer Medicaid planning services that are focused on making sure you or your loved one can be properly cared for.
Call (248) 213-9514 if you or a loved one need help with Medicaid benefits, our Troy Medicaid planning attorneys.
Understanding Medicaid: What You Need to Know
Medicaid is a federal and state program designed to provide healthcare coverage to individuals and families with low income and limited resources. This essential program offers a wide range of medical services, including hospital stays, doctor visits, long-term care, and home health care. Medicaid is particularly crucial for seniors and individuals with disabilities who may require long-term care services that can be prohibitively expensive without assistance.
Medicaid eligibility is determined by income and asset limits, which differ by state. In Michigan, where our law firm is located, the Medicaid program is administered by the Michigan Department of Health and Human Services (MDHHS). Qualifying for Medicaid can be a very complex process involving detailed documentation of your financial situation and a thorough understanding of the specific rules and regulations.
Steps to Confirm Your Medicaid Eligibility
Medicaid was created for low-income families. While the program is meant to help people, the government’s fear of fraud has resulted in an outrageous qualifications process that requires applicants to go through a lot of work to prove they are an eligible candidate. If your total assets are estimated over $12,500 or, if married, $25,000 then the application process is going to be more complex. If your income is over the eligibility requirements for Medicaid, there are several legal strategies you can use to receive the benefits anyway.
Some strategies for qualifying for Medicaid include:
- Setting up an irrevocable trust that will reduce the applicant’s countable assets and protect them for future use.
- Transferring money to a spouse when the applying spouse needs to move into a nursing home.
- Setting up a Qualified Income Trust that can be used to pay medical bills and will be forfeited to the government after the applicant’s passing.
- Establishing an annuity that will provide a healthy spouse receives monthly payments from an insurance company while the applicant's spouse receives nursing home care under Medicaid.
- Spending excess assets by paying off debts, making home renovations, and other large spending investments that can be passed on to beneficiaries in a will or trust.
Tailored Service, Proven Results
We Stay Small By Choice To Offer The Most Tailored Service For Our Customers
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"Strongly recommended!"
Barron, Rosenberg, Mayoras, and Mayoras handled a problem that arose from a family trust very professionally, but also measured, very professional, and balanced advice, with real human touch.
- Kathleen R. -
"We are grateful for their guidance and would definitely recommend BRMM."
This firm has taken care of the planning for my husband and I to protect our future heirs. We are grateful for their guidance and would definitely recommend BRMM.
- T.H. -
"They provide peace of mind and that is priceless!"
I have had a relationship with BRM&M for 10 years. Always available, most helpful, and mindful of their responsibilities to me. They provide what I refer to as "peace of mind" and that is priceless!
- William C. -
"Very educational, enlightening, respectful and professional!"
Very educational, enlightening, respectful, and professional.
- Michael L. -
"BRM&M Provide an Experience That Brings Peace to Mind!"
The folks over at BRM&M provide an experience that brings peace to mind. The legal teams work with you until your issue is resolved, response times via email are great!
- Elaine M. -
"Prompt, Cordial, Patient and Understanding!"
We are so grateful to have found a very experienced and competent law firm to provide special needs planning for our son. Our attorney was prompt, cordial, patient, and understanding throughout the entire process.
- Deb C. -
"Highly Recommend Their Services"
I am completely satisfied with Barron, Rosenberg, Mayoras & Mayoras P.C.
- Paul D. -
"The attorneys at BRMM exceeded all our needs and expectations during this trying time."
Our family can not thank them both enough for their great work. We highly recommend their services for anyone's elderly care needs.
- Kevin D.
Why We’re the Clear Choice
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Experience
For over 40 years, our attorneys in Troy, MI have excelled in the areas of Elder Law, Estate Planning, Estate Administration, Litigation, Probate, Business Law and Real Estate Law. We insist on helping our clients know and understand their legal rights and are proud to have helped thousands of people achieve successful outcomes.
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Credentials
Our attorneys are highly credentialed and each brings a blend of expertise to every legal scenario. We are highly respected and have been recognized for our contributions across the region. Our experience ranges from lectures, articles, blogs and books to professional and community affiliations.
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Clarity
Understanding the complicated terminology of the law is our responsibility. But unlike other firms, we also think it’s crucial to break down the legalese and explain things so our clients understand it, too. We’ll communicate with you, avoiding the legal-speak that can be confusing and confounding.
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Compassion
Our lawyers know that settling people’s affairs is only part of our job. We also want you and your loved ones to feel comfortable with the process. We don’t just take on your case. We protect and care for your family as if it’s our own.
